Your Future Starts Today Get the Guidance You Need SCHEDULE A CONSULTATION


Covid-19 Relief Bill and Seniors

With the last COVID-19 relief bill (American Rescue Plan Act or ARPA), you may be wondering what assistance is being provided to seniors. We’re going to break things down for you that is easy to understand.

Read More

Can You Use Estate Planning to Prepare for Medicaid?

When thinking about the future there is quite a bit to consider. One of those is what you’re going to do if you can’t stay in your house as you get older. If you would need to end up in a nursing home, keep in mind that long-term care is very expensive. In many instances, individuals will pay for it with their savings until it runs out. After that happens, they can then qualify for Medicaid to take over the costs.

Read More

Long-Term Care Benefits for Veterans and Surviving Spouses

Long-term care costs can add up quickly. For veterans and the surviving spouses of veterans who need in-home care or are in a nursing home, help may be available. The Veterans Administration (VA) has an underused pension benefit called Aid and Attendance that provides money to those who need assistance performing everyday tasks. Even veterans whose income is above the legal limit for a VA pension may qualify for the Aid and Attendance benefit if they have large medical expenses for which they do not receive reimbursement.

Read More

How to Fix a Required Minimum Distribution Mistake

The rules around required minimum distributions from retirement accounts are confusing, and it’s easy to slip up. Fortunately, if you do make a mistake, there are steps you can take to fix the error and possibly avoid a stiff penalty.

Read More

Where’s My Coronavirus Relief Payment? Well, It Depends.

The centerpiece of the $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law March 27, 2020, is its one-time $1,200 payments to millions of eligible individuals. When can you expect your payment and how much will it be? The answer to the first question has been changing on an almost daily basis, but finally seems to have come into focus. Here’s the latest word.

Read More

Staying Connected to Family Members in A Nursing Home when Visits Are Banned

The spread of the coronavirus to nursing home residents has caused the federal government to direct nursing homes to restrict visitor access, and many assisted living facilities have done the same. While the move helps the residents stay healthy, it can also lead to social isolation and depression. Families are having to find new ways to stay in touch.

Read More